Credit payment protection insurance

Accident, illness, involuntary unemployment or disability – in life, anything is possible. Therefore, we recommend that you take out insurance for your monthly payments.

Avoid unforeseen financial charges.

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You want to be sure that a personal setback will not become an unforeseen financial burden.

Guarantee the payment of your installments, under any circumstances.

Guarantee the payment of your installments, under any circumstances.

When making a credit agreement, it is possible to protect your future plans against unforeseen circumstances.

Whether you have opted for Personal Credit, Personal Credit Plus or the Leasing Agreement, the banks’ voluntary payment protection insurance assumes the charge of your installments in case of non-payment of the involuntary payment. It offers you the tranquility and rest you need especially in times of difficulty.

Conditions

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  • Entry age is usually between 20-60 years old
  • You must not be aware of an existing disease
  • No absence from the workplace for more than 20 days due to illness/accident or hospitalization in the last 12 months
  • You should not be aware of a brief dismissal
  • To be employed by a company on an indefinite contract for at least 6 months.
  • Main domicile in Switzerland

Frequently Asked Questions

How and when can I take out payment protection insurance?

It is best to take out insurance at the time of entering into a leasing or credit agreement. However, you can always contact us by phone later or seek direct advice, without obligation, from one of our branches.

What situations are covered by payment protection insurance?

Payment protection insurance covers situations of involuntary unemployment, illness, accident or total disability.

How do I receive insurance benefits?

The insurance company assumes the payment of your monthly fees, in the event of an insured claim. Thus, the pending payment of your leasing or credit agreement is transferred directly to your bank. Payments will be made regardless of other insurance benefits.

Do I have to reimburse insurance benefits?

No. Insurance benefits paid to you do not have to be reimbursed.

What is the procedure in case of a sinister?

You should inform the Good Finance service provider directly. You will then be informed personally about how to proceed thereafter. You should have your contract number with you.

How can I cancel payment protection insurance?

You can cancel payment protection insurance, free of charge, within 30 days of the date of conclusion of the contract, in writing and by mail.

Payment protection insurance can be canceled after 30 days have passed since the beginning of the insurance, respecting a minimum notice period of 30 days until the end of the month. This cancellation must be made in writing, sent by mail, to the above address.

How much does payment protection insurance cost me?

The payment protection insurance premium is calculated according to the monthly financing rate. The insurance premium is paid together with the financing fee.

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